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Not all coverage is the right coverage.

The healthcare coverage you need is probably very different than the coverage some of your co-workers need. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. That’s why HealthEZ provides multiple coverage options, so you’re never caught paying too much money, or worse, having too little coverage.

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Summary of Medical Benefits

Copay Plan

In-Network

Out-of-Network

Deductible

Individual

Individual Under Family

Family

 

$2,000

$2,000

$5,000

 

$4,000

$4,000

$10,000

Out-of-Pocket Maximum

Individual

Individual Under Family

Family

 

$3,000

$3,000

$8,000

 

$5,000

$5,000

$15,000

Preventive Care Services

No Charge

40%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$20 Copay

$40 Copay

$20 Copay

 

40%*

40%*

40%*

Urgent Care Services

10%*

40%*

Complex Imaging: MRI/CT/PET Scans

10%*

40%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

10%*

10%*

 

40%*

40%*

Outpatient Procedures

Facility Fee

Physician Fee

 

10%*

10%*

 

40%*

40%*

Emergency Room

Facility Fee

Physician Fee

Emergency Medical Transportation

 

$300 Copay

No Charge

10%*

 

$300 Copay

No Charge

10%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

10%*

$20 Copay

 

40%*

40%*

Prescription Drug Coverage

Preventive Prescriptions

Generic

Preferred Brand

Non-Preferred Brand

Specialty Drugs

Retail 30 Day Supply

No Charge

$10 Copay

$50 Copay

$75 Copay

30% Coinsurance

Mail Order 90 Day Supply

No Charge

$20 Copay

$100 Copay

$150 Copay

Not Covered

NOTE: * Coinsurance after deductible

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

HSA Plan

In-Network

Out-of-Network

Deductible

Individual

Individual Under Family

Family

 

$3,400

$3,400

$6,600

 

$6,600

$6,600

$13,200

Out-of-Pocket Maximum

Individual

Individual Under Family

Family

 

$6,600

$6,600

$13,200

 

$19,800

$19,800

$39,600

Preventive Care Services

No Charge

40%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

20%*

20%*

20%*

 

40%*

40%*

40%*

Urgent Care Services

20%*

40%*

Complex Imaging: MRI/CT/PET Scans

20%*

40%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

20%*

20%*

 

40%*

40%*

Outpatient Procedures

Facility Fee

Physician Fee

 

20%*

20%*

 

40%*

40%*

Emergency Room

Facility Fee

Physician Fee

Emergency Medical Transportation

 

20%*

20%*

20%*

 

20%*

20%*

20%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

20%*

20%*

 

40%*

40%*

Prescription Drug Coverage

Preventive Prescriptions

Expanded Preventive - Generic

Expanded Preventive - Preferred Brand

Generic

Preferred Brand

Non-Preferred Brand

Specialty Drugs

Retail 30 Day Supply

No Charge

$10 Copay

$50 Copay

10%*

20%*

30%*

30%*

Mail Order 90 Day Supply

No Charge

$20 Copay

$100 Copay

10%*

20%*

30%*

Not Covered

NOTE: * Coinsurance after deductible

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

If you prefer talking with a HealthEZ representative, call 844-676-3655